The blind leading the blind towards home ownership

Home ownership is great for many, but that doesn’t mean it’s great for a person at every stage in their life.  My dad was a home owner for over 30 years straight and he’s at a point in his life, after selling his past, non-very-energy-efficient home that he is able to save enough money by



Are we bad at math or are we in a self-fulfilling prophecy?

Nothing gets my panties in a bunch more than when I hear a young female say she’s “bad at math”.  I understand that there are some folks who do have learning disabilities and I’m not discounting that at all.  And there are some people who do truly struggle with math.  But there is a problem



How to achieve bank nirvana

Finding a bank can be difficult these days.  Many accounts have fees for hidden things (not having direct deposit, not having a minimal balance, etc).  I know first hand the struggles out there to find a truly FREE checking account.  But they exist and I’m here to share with you. Research, Research, Research Check online




You aren’t entitled to anything

Life can be hard. We all should know this in one point of our life or another.  But it’s so funny how as a society, many folks feel we’re entitled to certain things. But we’re not entitled to anything in life.  I remember growing up, when I was 16 and living in the car-necessary world




Why I don’t do monthly budgets

I am a frugal person with my spending… but when it comes to having actual caps on certain things, I don’t. Why am I not tracking to a certain amount?  Because some things in my budget are hard to track. I shop at places where I buy items from more than one category.  For instance,




Owing taxes is no party

My husband and I did our taxes last night, all while enjoying the Oscars and a wily cat who had to be in the center of everything, including at times on top of our tax papers.  Things were different for us this past year.  My husband worked significantly at a freelancing job, that while it


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$500 For a Dress Likely Made in a Sweatshop?

I love clothes shopping and I also try to make an effort to look good.  I do care about the quality of my clothing and the style is important of course.  But I also care about the overall value of the item (will I be able to wear it frequently and will it wash well?)




I had my first “free” vacation

Hey peeps!  Sorry for the delay.  I was on vacation!  Where did I go, you might ask?  I went to sunny southern California!  My Uncle Mike, my mom’s youngest brother, who has done more for my mom and me than most family members, was having his 60th birthday.  Why would it be in California? Well



Good Loan News!

Hey everybody, two weeks ago I mentioned an amazing credit card transfer option through my Barclays Card. Well, an update– I took the offer!  It was easy to deposit in our local bank (Flushing Savings Bank… no minimum free checking!).   We also had some other money in that account at the time so I cleared it out




We’re taking a break from your regularly scheduled programming

Hey folks!  I know I’ve been a little MIA lately but I promise I’ll be back in the swing of things next week.  Work has picked up in conjunction with me having a few too many side jobs so I’ve been a little out of it. Next week I’ll have a great update on my